Luyao Xu is a data science professional with experience in various roles across leading financial institutions. Currently serving as a Data Scientist I in Credit Risk at ABN AMRO Bank N.V. since May 2024, Luyao previously worked as an Associate Data Analyst at Goldman Sachs from January 2023 to April 2024, and earlier held the position of Junior Data Analyst at NN Investment Partners from November 2021 to December 2022, where Luyao also completed a Data Science Internship in 2021. Academically, Luyao holds two Master’s degrees in Computational Science from the University of Amsterdam and Vrije Universiteit Amsterdam, alongside a Bachelor's degree in Biology from Shandong University.