Uma Shah is a quantitative business developer specializing in credit risk, currently employed at ABN AMRO Bank N.V. since July 2024. Uma has held significant roles at KBC Bank & Verzekering as a senior business analyst, managing Moody's applications and IFRS9 calculations, and facilitating a transition to new credit risk software. Previous experience includes contributions to liquidity risk infrastructure at Nordea, and roles at J.P. Morgan and Goldman Sachs focusing on liquidity movements, credit risk analytics, and process improvement through automation. Uma's foundational expertise in auditing was developed at Grant Thornton LLP, Sanjeev Kerur & Co, and RDJS & Co. Uma possesses advanced educational qualifications including a Master's in Finance and Accounting from Kozminski University, and is a Chartered Financial Analyst Level 2 candidate.