Rafiq Qarakishiyev is an experienced professional with a strong background in banking technology and software development. Currently serving as a Temenos(T24) Core Banking Architect at AccessBank Azerbaijan since March 2015, Rafiq led the T24 Full Upgrade Process and implementations between 2021 and 2022, specifically upgrading from R16 TAFJ to R20 TAFJ. Prior experience includes roles as a Software Programmer at ProSys from September 2013 to February 2015, and as a Web Software Developer at Intibah MMC from October 2010 to August 2013. Rafiq holds a Master's degree in Mathematical Analysis and a Bachelor's degree in Mathematics, both obtained from Baku State University.