Maniraj Nayak

Maniraj Nayak possesses extensive experience in financial management and risk assessment across various organizations. Currently serving as City Head for Retail, Consumer & Micro-Business at Aditya Birla Capital since September 2022, responsibilities include overseeing micro business loans and collections in the Mumbai Metropolitan region. Prior roles include CLM Manager at IDFC FIRST Bank, managing a portfolio across Mumbai, and positions at HDB Financial Services Ltd., Vertex Customer Management, and E-Nxt Financial, focusing on various loan portfolios and recovery strategies. Maniraj holds a Master of Business & Development from the Institute of Business and Retail Management and a Bachelor of Business Administration from Rajiv Gandhi Institute of Management & Science.