Kajal Ghose

Kajal Ghose possesses extensive experience in banking and advisory roles, currently serving as an Independent Director at Utkarsh Small Finance Bank since February 2017, and as a Member of the Board of Supervisors at Afghan United Bank since June 2019. In addition, Kajal has been a Senior Advisor at PayU since May 2019 and has held guest lecturer positions at several prestigious institutions, including IIM Kolkata and IIM Ahmedabad, since October 2016. Previous roles include serving as an Advisor at Stratosphere IT Services from December 2016 to July 2018 and as a Chief General Manager at State Bank of India from September 2009 to October 2016, where responsibilities included managing extensive branch networks. Kajal holds over 15 certifications in various areas of management, leadership, and project management from institutions such as Chicago Booth and Harvard.