Eduard Karapetyan currently serves as the Head of Corporate NPL Service at AMIO BANK since December 2023. Prior to this role, Eduard was the Head of Credit Information and Collection Unit at Byblos Bank Armenia CJSC from October 2017 to December 2023. Eduard's experience includes leadership positions such as Head of Retail NPL Unit at Ardshinbank CJSC and Head of Retail Lending Unit at Areximbank-Gazprombank Group. Eduard began a career in the banking sector as Head of Corporate NPL Unit at Ardshinbank CJSC and holds a Master's degree in Business Administration and Management from Armenian State University of Economics, completed between 1999 and 2004.