Raul Seppa

Raul Seppa is an experienced risk management professional with a robust background in credit risk across various organizations. Currently serving as the Group Head of Credit Risk at Bigbank since October 2018, Raul previously worked as a Risk Management Consultant at Creditum Consultum OÜ, where services included the development of credit processes and internal audits. From September 2007 to February 2018, Raul held the position of Credit & Risk Manager for the Baltic Countries at Nordea Finance Estonia AS, overseeing credit risk management and legal services. Earlier experience includes a role as a Risk Manager at Siemens Financial Services AB Estonian branch from June 1999 to June 2007, focusing on credit risk policies and customer administration. Raul holds an MA in economics and a BA in finance and banking from the University of Tartu.