Haoming L.

Haoming L. is a seasoned professional in data analysis and credit risk management, currently serving as a Credit Risk Analyst at Capital on Tap since March 2024. Previously, Haoming held roles such as Senior Data Analyst at LendingClub and Data Analyst at American Credit Acceptance, where key contributions included designing A/B testing for product strategy, leading pricing strategy initiatives, and maintaining asset performance monitoring. Earlier experience as a Quality Assurance Engineer involved functional testing and workflow automation, significantly reducing manual efforts. Haoming also served as a Graduate Student Consultant at Merchants Distributors, LLC, creating resource allocation simulations and predictive models for customer demand. Haoming holds a Master’s degree in Business Analytics from Wake Forest University and a Bachelor’s degree in Finance, Operations Management, and Technology Management from Indiana University.