Francois Viviers possesses extensive experience in marketing and communications, currently serving as Group Executive: Marketing and Communications and Chief Marketing Officer at Capitec Bank since March 2011. Previously, Francois held various roles at Capitec Bank, including Head of Marketing and Communications and Acting Operations Manager for the Western and Eastern Cape. Prior to Capitec Bank, Francois worked as Marketing Manager: Africa at Shoprite Group from January 2005 to February 2011. Academically, Francois obtained a BComm in Marketing Management from Stellenbosch University (2001-2004) and a BComm Honours in Business Management and Marketing Management from the University of South Africa (2006-2007).