Pravar Vijayvargya

Pravar Vijayvargya is an experienced professional in credit strategy and analytics, currently serving as an advisor at Cardless since August 2023. Since August 2018, Pravar has held various leadership roles at Upgrade, Inc., including Vice President of Credit Strategy & Analytics and Head of Upgrade Card. Earlier in the career, Pravar contributed to Prosper Marketplace as a key player in credit strategy and pricing, collaborating on significant securitization deals, and held several roles at Citi, focusing on credit risk management and strategic initiatives. Pravar has also worked as a consultant at CGN & Associates and engaged in research at prestigious institutions including Harvard Law School. Pravar holds a Master's degree in Engineering Management from Duke University and a Bachelor's degree in Electrical Engineering from Malaviya National Institute of Technology Jaipur.