Marcelo Toledo is an experienced IT professional currently serving as Superintendente de TI at Cartão Elo since January 2023. Previously, Marcelo held the position of CTO - Infrastructure, Quality, and IT Operations at CVC CORP, where responsibilities included overseeing infrastructure, cloud, quality, and IT operations. Marcelo's extensive career at banco BV spanned over two decades, where key roles included Executivo de infraestrutura/Cloud e Sustentação, managing a large team and ensuring operational support, and Gerente de Infraestrutura e Operações, focusing on bank operations and data protection. Marcelo began in the technology sector as Coordenador de desenvolvimento at Banco Mercantil de SP - FINASA and later at Transportadora Itapemirim, leading significant projects that contributed to operational efficiencies. Marcelo holds an MBA in Digital Innovation from Anhanguera Educacional, a Pós graduação in Web Engineering from Universidade Cruzeiro do Sul, and a degree in Systems Analysis from Universidade Sant'Anna.