Niral Jhaveri is a seasoned technology executive with extensive experience in the payments and digital sectors. Currently serving as Managing Director and Head of Technology for Citi Payments Express, as well as Head of NAM for Emerging Payments, Niral has previously held key positions such as Head of Engineering for Payments Express and Head of Technology for Cross Border Payments at Citi. Additionally, Niral has served as Director of Technology at SapientRazorfish, Vice President of Technology at Prolifics, and began a career as an IBM Consultant at New York Life Insurance.