Todd Rosenthal

Todd Rosenthal currently serves as the Executive Vice President and Chief Financial Officer of the Consumer Bank at Citizens, a position held since June 2022. Prior experience includes serving as Senior Vice President and Head of Credit Card at PNC from May 2014 to May 2022, and as Chief Financial Officer for Capital One's retail and direct bank from May 2011 to April 2014. Todd's career also features significant roles such as Chief Financial Officer and Managing Director of Morgan Stanley's private bank, Chief Financial Officer for deposits and marketing at Ally Financial Inc., and Chief Operating Officer and Chief Financial Officer for credit card, debit card, and payments at Wachovia. Todd began the professional journey with Bank of America as Chief Financial Officer for its credit card division, after roles at CSX Transportation and PwC. Todd holds a Bachelor of Science in Accounting and Finance from Virginia Tech, earned between 1988 and 1993.