Citizens & Northern Corporation is a holding company. The Company's principal activity is community banking. The Company, through its subsidiaries, is engaged in providing a range of banking and mortgage services to individual and corporate customers in North Central Pennsylvania and Southern New York State. It offers lending products, which include mortgage loans, commercial loans and consumer loans, as well as specialized instruments. Its deposit products include various types of checking accounts, passbook and statement savings, money market accounts, interest checking accounts, individual retirement accounts (IRAs) and certificates of deposit. It provides trust and financial management services, including administration of trusts and estates, retirement plans, and other employee benefit plans, and investment management services. Its subsidiaries include Citizens & Northern Bank (C&N Bank or the Bank), Citizens & Northern Investment Corporation and Bucktail Life Insurance Company.

Banking

Citizens & Northern Bank

Brad Scovill

Jamie Butters

Cassie Brelo

William Kadri

Thomas Rudy

Stacey Sickler

Shawn Harbaugh, Ph.D.

Pete Boergermann

Melissa Harrison - Wilt

Matthew Bower

Mark Long

Jill Pino

Janet Hutchinson Nitka

Harold Hoose III

Ed Dixon

Chris Kirman

Charity Frantz, CFMP

Brian Collins

Alex B.

Amy Ward

Leadership Team

Commercial Lending Team

Community Office Management

Teams at Citizens & Northern Bank

Leadership Team

Commercial Lending Team

Community Office Management