Manuel Nuccio currently serves as the Head of IFRS9 & Stress Testing Analytics at Virgin Money, beginning in October 2024. Prior to this, Manuel held the position of Director of Analytics & Innovation at Intrum from June 2022 to October 2024, leading a team of 40 data scientists in the Advance Analytics department. Manuel's extensive experience includes roles as Head of Credit Risk Modelling at Metro Bank (UK), where responsibilities included IRB modelling and stress testing, and as Senior Manager - Modelling & Measurement at Leeds Building Society, overseeing the successful IRB application to the PRA. Additionally, roles at EY, SAS, Royal Bank of Scotland, Lloyds Banking Group, and Mindshare reflect a strong background in risk management, analytics, and statistical modeling. Manuel earned a Master of Science in Data Mining and Econometrics from Alma Mater Studiorum – Università di Bologna and a Bachelor of Applied Science in Statistic and Economics Science from Università degli Studi di Palermo.