Tino M. is an experienced banking professional with a career at Deutsche Bank spanning over two decades, currently serving as the Head of European Payments within Merchant Solutions. Tino has held various leadership roles in product management, focusing on areas such as Request to Pay, Buy Now Pay Later, and the European Payments Initiative, among others. Previous positions include Product Manager for PSD2 payments, Bulk Payments, and Financial Supply Chain across different regions, along with responsibilities in transformation, business development, and client advisory roles. Tino completed an MBA at FOM University of Applied Sciences and a Bachelor of Science in Finance & Management at Frankfurt School of Finance & Management. Additionally, Tino attended the BAFT-IFSA Asia Bank-to-Bank Forum in 2013.