Joe Maloney

Joe Maloney is an experienced professional in the field of credit risk and lending decisioning. Currently serving as the Head of Lending Decisioning at DF Capital since November 2024, Maloney previously held multiple senior roles related to risk management, including Head of Quantitative Risk at Together and Head of Credit Risk at Radius Payment Solutions Limited. As the Founder of Pickmere Consulting Limited, Joe offered specialized credit risk consulting services. Maloney's consulting experience also includes roles at Argos Financial Services and The Co-operative Bank plc, contributing to the development of credit strategies and risk management frameworks. With a background in collections and recoveries strategy at Barclays and Citi, along with a solid academic foundation from the University of Salford and the University of Toledo, Maloney demonstrates a comprehensive understanding of credit and risk analytics.