Joe Smith has accumulated significant experience in decision science and risk management across various roles. As a Decision Science Manager at Digital Matrix Systems and as a self-employed Decision Engine Consultant, Joe focuses on optimizing decision-making processes. Joe served as the Decision Engine (Strategy) Implementation Manager at TMX Finance Family of Companies, where strategic insights were prioritized. Previous roles at Citi included Credit Risk and Portfolio Risk Manager and Default Risk Manager, showcasing expertise in financial risk assessment. Additionally, Joe contributes to community initiatives as a Committee Member at Hackberry Creek HOA.