Danny Ray has extensive experience in the financial services industry, including a current role as SVP of Card Operations at Discover Financial Services since January 2013, where responsibilities have included leadership in Cardmember Assistance & Recovery and overseeing Student Lending operations. Prior to this, Danny served as President of Student Lending at JPMorgan Chase from November 2006 to January 2013, and held the position of Chief Risk Officer for Toyota Financial Services and Bank One between 2004 and 2004. Danny Ray holds a B.S. in Finance from Franklin University, with earlier studies at The Ohio State University.
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