Valeria Utsis is an experienced professional with a strong background in application architecture, currently serving as the Director of Application Architecture at Discover Financial Services since September 1998. Prior to this role, Valeria held the position of Application Architect at the same company and worked as a Consultant at Andersen Consulting from July 1995 to September 1998. Valeria's educational credentials include an MBA from Lake Forest Graduate School of Management (2000-2002), an MS in Computer Science from the University of Illinois Urbana-Champaign (1994-1995), and a BS in Mathematics and Computer Science from the University of Illinois Chicago (1991-1994).