Charles Moldow is a general partner at Foundation Capital. Charles builds companies that change markets. He’s always on the lookout for startups working on the next generation of fintech, marketplaces, SaaS, and consumer tech solutions and services. Charles’ current portfolio includes AdRoll, auxmoney, BlockCypher, Finxera (formerly Bancbox), HealthIQ, LendingClub (IPO 2014), LendingHome, Motif Investing, OnDeck Capital (IPO 2014), Rappi, StatesTitle, and Branch. Since he joined Foundation Capital in 2005, three of his investments have gone public and six have been acquired. A former entrepreneur himself, Charles is the author of the widely cited whitepaper, A Trillion Dollar Market By the People, For the People: How Marketplace Lending Will Remake Banking As We Know It.