Charlie Hooks is a seasoned banking professional with extensive experience in credit administration and management. Most recently, Charlie served as the EVP and Chief Credit Officer at Sumner Bank & Trust from March 2014 until retirement at the end of December 2023. Prior to that role, Charlie was the Vice President of Credit Administration at Community Bank & Trust and held the position of Chief Credit Officer at First Federal Savings Bank, where credit quality improved significantly under leadership. Charlie holds a Bachelor of Business Administration degree from Western Kentucky University, earned between 1974 and 1979.