Terhi Kytö

Terhi Kytö currently serves as a Senior Legal Counsel and Senior Business Risk Manager at Nordea, with a focus on non-financial risk management and expanding expertise into financial risks. Terhi has held various risk management roles within Nordea, including Senior Risk Expert and Chief Business Risk Manager in Personal Banking, which involved coordinating Risk Committee activities and regulatory change processes. Beyond corporate responsibilities, Terhi is the owner of NBDG - Natural Born Disc Golfer, an influential disc golf organization in Europe, and has also worked as a Group Exercise Instructor at ELIXIA Finland. Terhi's educational background includes Master's Degrees in Law and Sport Science, as well as several professional certifications in compliance, risk management, and leadership.