Melih Kahraman serves as the Senior Vice President of Mortgage Capital Markets at First Citizens Bank since March 2022. Prior experience includes the role of VP in Mortgage Capital Markets and Consumer Banking at CIT Bank from June 2017, Secondary Marketing Manager at American Interbanc Mortgage LLC from January 2015 to May 2017, and Sr. Business Analyst in Secondary Marketing at Lenox Financial Corp. from May 2007 to January 2015. Melih started the career as Assistant Manager in Secondary Marketing at American Sterling Bank and Product & Pricing Specialist at Washington Mutual. Academic credentials include an MBA in Finance from Pepperdine Graziadio Business School and a B.Sc. in Mechanical Engineering from Middle East Technical University.