Toshiro Kuwahara

Joined Sumitomo Bank in 1978. 2001 General Manager of Planning Department, Sumitomo Bank Finance Co., Ltd. 2005 General Manager of Corporate Planning Department, SMBC Finance Service Co., Ltd. 2006 Executive Officer, General Manager of Corporate Planning Department of the company. 2007 Director and Managing Executive Officer of the company Corporate Planning Department. In charge of July 2010 Director and Managing Executive Officer of the company In charge of Corporate Planning Department and System Department. March 2012 Director and Senior Managing Executive Officer in charge of Corporate Planning Department and Systems Department. April 2012 Director and Senior Managing Executive Officer in charge of Corporate Planning Department and Risk Management Department. October 2012 Representative Director and Senior Managing Executive Officer of the company March 2017 Full-time Audit & Supervisory Board Member of ENERES Co., Ltd.