Carlos Rey de Vicente

Mr. Vicente is the Chairman of the Board of Directors and a member of the Boards of Directors of Santander Leasing S.A. Arrendamento Mercantil, Santander Caceis Distribuidora de Títulos e Valores Mobiliários S.A., Zurich Santander Brasil Seguros e Previdência S.A., Zurich Santander Brasil Seguros S.A. and Santander Brasil Establecimiento Financeiro de Crédito S.A., as well as the executive officer of Norchem Participações e Consultoria S.A., Esfera Fidelidade S.A., Santander Corretora de Seguros, Investimentos e Serviços S.A. and Santander Cultural. Mr. Rey is a Member of the Boards of trustees of the Santander Foundation, the Sudameris Foundation and Santander Cultural and he is also a member of the Sustainability Committee. Mr. Rey joined Santander Group in 2010 at Santander Spain, where he was responsible for the strategy and planning of Santander Mexico, Chile, Argentina, Puerto Rico, Uruguay, Peru and Colombia. Prior to joining us, he was a member at McKinsey & Co from 2001 to 2010 where he was responsible for leading several projects on strategic consulting. His activities have always been focused on banking and insurance matters, in addition to team management. He also previously worked as a lawyer in two law firms, one of which he was a member and founder, working mainly with insurance and civil liability. Mr. Rey graduated in law from the Complutense University of Madrid and became a member of the Colegio de Abogados de Madrid in 1997.