Devang Bhalla is a seasoned data scientist with expertise in housing finance, currently serving as a Senior Manager - IT (Data Scientist) at Grihum Housing Finance since August 2023. Prior experience includes roles as Manager Data Science and Associate-Data Science at India Shelter Finance Corporation Ltd from January 2022 to August 2023. Devang holds a Master of Computer Applications in Information Technology from the University School of Management Studies, GGSIPU (May 2020 - May 2022) and a Bachelor of Computer Applications in Computer Science from Indira Gandhi National Open University (June 2016 - December 2019). Educational background also includes completion of CBSE XII Class in Business/Commerce and CBSE X Class in Computer and Information Sciences at Mukherjee Memorial Senior Secondary School. Passion for leveraging advanced analytics and machine learning is focused on deriving actionable insights and optimizing risk models for data-driven decision-making.