Cindy T. is an experienced financial services professional with a strong background in loan servicing and management. Currently serving as Servicing Manager at Rate since January 2021, Cindy previously held several managerial roles, including Manager of Loan Administration at PenFed Credit Union and Servicing Manager at NTFN, Inc. Prior experience includes positions at Capital One, First Horizon National Corporation, and FIRSTPLUS Financial Group, where Cindy advanced from representative roles to Vice President. Educationally, Cindy holds a Bachelor's degree in Business Administration and Management from Sam Houston State University, completed in 1990.