Yvonne Ochoa-Pena

Yvonne Ochoa-Pena currently serves as the VP of Mortgage Development & Origination at Happy State Bank since September 2024, where expertise in mortgage solutions is offered across several states, excluding Maryland. Yvonne is also the Chief Executive Officer of SA Happy Card Yards, a position held since June 2020. Previously, Yvonne worked as a Senior Mortgage Loan Officer at Amegy Bank from August 2020 to September 2024, with a strong background in originating mortgage loans in multiple states, benefiting from over 20 years of industry experience. Earlier career roles included Mortgage Loan Officer at USAA Real Estate and various other mortgage-related positions, alongside experience as a Realtor and Apartment Manager. Yvonne holds a degree from The University of Texas at Austin.