Ghanshyam Manikpuri

Ghanshyam Manikpuri is an experienced banking professional with a strong background in agricultural and tractor finance. Currently serving as Cluster Head at HDFC Bank since June 2020, Ghanshyam previously held the position of State Head at Kotak Mahindra Bank from February 2016 to April 2020, where responsibilities included corporate loan management. Prior experience at HDFC Bank spans various roles including Relationship Manager focused on agriculture loans, demonstrating expertise in loan proposal sourcing, appraisal management, and compliance with credit policies. Career origins include sales executive roles at L&T Finance Ltd and Magma Fincorp Ltd, specializing in tractor loans. Ghanshyam's educational qualifications encompass a Diploma in Mechanical Engineering from Cheonggang Academy and a Bachelor of Arts, contributing to a well-rounded professional profile.