Credit Management

The Credit Management team at Heritage Bank of Commerce specializes in assessing and managing credit risk associated with commercial lending. This team collaborates closely with relationship managers to evaluate borrower qualifications, structure loan products, and ensure adherence to lending policies, all while fostering strong client relationships to support the financial success of businesses in the community. Their strategic focus on risk assessment and client engagement helps drive the bank's growth and maintain its reputation as a trusted partner in the Silicon Valley business landscape.