Credit and Collections Team

The Credit and Collections Team at Hinduja Housing Finance is responsible for assessing the creditworthiness of loan applicants, managing the approval and disbursement of home loans, and ensuring the timely collection of repayments. The team conducts detailed financial evaluations, implements recovery strategies for overdue accounts, oversees litigation for default cases, and employs field agents to maintain strong communication with borrowers. Their efforts ensure the financial stability of the company while making housing finance accessible and manageable for a diverse customer base.