Credit & Risk Management Team

The Credit & Risk Management Team at Horizon Bank is responsible for overseeing the bank's credit policies, ensuring regulatory compliance, and assessing credit risk. They work on evaluating and analyzing credit applications for commercial and mortgage loans, managing branch and regional credit risk, and ensuring adherence to the Community Reinvestment Act. The team also conducts compliance audits, oversees anti-money laundering protocols, and supports the bank in maintaining a sound risk management framework.