Ruby Kaur

Ruby Kaur, FCMA, CGMA, is an accomplished risk management professional with extensive experience in various leadership roles across prominent financial institutions. Currently serving as the Segment Risk Officer for Enterprise Payments at Huntington National Bank, Ruby has previously held significant positions such as Senior Risk Leader at KeyBank, Director of In-Business Risk Head for Payments & Receivables at Citi, and Director for the First Line of Defense Internal Controls Center of Excellence at PayPal. Additionally, Ruby's tenure at American Express includes roles such as Director of Consumer Lending Products, Services, and Capabilities Operational Risk, Senior Manager of Global Merchant Services, and Manager of Operational Risk Analytics. Ruby holds a Post Graduate qualification from BPP Professional Education with the Chartered Institute of Management Accountants and a BA Hons in Accounting and Finance from De Montfort University.