Pawan Agrawal has been with ICICI Bank since February 2004, currently serving as Zonal Head for Unsecured Loans in Mumbai since April 2010. This role involves managing the distribution of personal loans, income loans, education loans, credit cards, and joint loans. Previously, Pawan held multiple leadership positions including Head of Asset Operations, Head of Trade Finance Operations, and Head of Remittance Operations, in addition to overseeing international operations in retail and private banking. Pawan is a Chartered Accountant, having obtained the degree from the Institute of Chartered Accountants of India.