Alex Horvitz is an accomplished business leader currently serving as CEO of HCS Capital Partners LLC, an investment and operating firm based in Miami, FL, specializing in InsurTech, FinTech, and Cyber risk management. With extensive experience on various boards, including Jooycar and RedCapital, Alex actively supports international expansion and SME lending initiatives in Latin America. As Managing Partner at Azur Consulting LLC and a co-founder of InsurteChile, Alex has made significant contributions to the Insurtech landscape. Previous roles include Chairman of the Board for Ancilyze and Fusion.com, and key positions at Allianz, where Alex oversaw innovation and marketing for a substantial B2B2C business. Alex holds both a BS and MSc in Industrial and Operations Engineering from the University of Michigan.