Ram Shanmuganathan

Ram Shanmuganathan is an experienced professional in pricing and analytics, currently serving as Executive Director of Pricing at JPMorgan Chase & Co. since October 2023, focusing on consumer credit card pricing. Previously, Ram held various roles at OneMain Financial from May 2019 to October 2023, including Director of Pricing & Term Length Analytics, where management of a ~$21B installment loan portfolio was prioritized, and Director of Collections Strategic Analytics, overseeing a ~$2B delinquency portfolio. Ram also worked at JPMorgan Chase & Co. from December 2014 to May 2019 as Vice President of Strategic Analytics and Senior Associate, contributing to collections strategies for a ~$5B portfolio. Earlier experience includes a Data Mining Analyst role at West Corporation and a Graduate Research Assistant position at Oklahoma State University, where database management and analytics were key responsibilities. Ram holds a Master of Science in Industrial Engineering & Management from Oklahoma State University and a Bachelor of Engineering in Mechanical Engineering from Anna University Chennai.