KarmaLifeAI is an AI-powered digital solution for the financial well being of blue-collar gig workers and micro-business. The company allows the user to pay directly for key expenditures and smoothen their consumption patterns. It offers real-time access to credit for gig workers, based on their payroll account, through partnerships with thedigital platforms they work for. It operates an interest-free subscription model in which the platform or the gig worker can pay a flat fee and access credit equalling up to one-third of their monthly income. The company analyzes alternative data points and payment behavior over time to unlock higher credit lines for the workers.

FinTech

AI/ML

Consumer Services

KarmaLifeAI

Rohit Rathi

Badal Malick

Amit Sarda

Abhishek Sharma

Pallavi Bollampally

Shishir Modi

Naveen Budda

Engineering Team

Data and Analysis Team

Leadership Team

Operations Team

Business Development and Management Team

Customer Support and Collections