Douglas Radcliffe is an experienced professional in investor relations and risk management, currently serving as the Head of Investor Relations at Lloyds Banking Group since 2009. Prior to this role, Douglas held multiple senior management positions at LloydsTSB from August 2001 to January 2009, including Senior Manager of Investor Relations, Senior Manager of Credit Risk, Senior Manager of Risk Aggregation, and Senior Manager of Group Strategy & Planning. In the role of Senior Manager of Risk Aggregation, Douglas was responsible for the development and production of both internal and external aggregated group risk reporting, as well as managing the development and implementation of aggregated group risk programmes, focusing on risk appetite and framework development.