Phương Mai Đức is an accomplished IT leader with extensive experience in the finance and telecommunications sectors. Currently serving as the Deputy Chief Information Officer at Mcredit - MB Shinsei Finance Limited since September 2024, Phương has previously held the same position at Vietnamobile from May 2018 to September 2024, overseeing critical systems such as Online Charging System (OCS) and Business Support System (BSS). Prior roles include Director of IT Operations, Infrastructure and Security at PvcomBank from June 2014 to May 2018, and various positions at Maritime Bank, including Director of Infrastructure & Network Operation Center. Phương began a career in IT as an Information Technology Specialist at FPT Information System. Academic credentials include a Master's degree in Executive Master of Business Administration from National Economics University and an Engineer's degree in Electronics and Information Technology from Hanoi University of Science and Technology.