Usman Jamal Ahmed is a seasoned professional with extensive experience in banking and compliance, currently serving as Unit Head of Regulatory Coordination & Compliance Support at MCB Bank Limited since July 2012. Usman has a strong background in digital compliance, risk management, and consumer credit review, having fulfilled various leadership roles that involved overseeing compliance processes, conducting gap analyses, and managing credit risk policies. Previous positions include Team Leader at Samba Financial Group and Area Manager at Citibank N.A. Pakistan, where Usman was responsible for credit approval and risk management across multiple regions. With a robust academic foundation including an MBA in Finance/Marketing and certification as a Management Accountant from SKANS School of Accountancy, Usman combines practical expertise with a solid educational background to drive compliance and effective risk management initiatives within the banking sector.