Rafael Sabando is a finance professional with extensive experience in credit analysis and risk management. Currently serving as a Vice President at Mizuho since June 2023, Rafael performs individual credit reviews and assesses credit risk monitoring programs. Previously, Rafael held the role of Vice President at Crédit Agricole CIB from September 2021 to June 2023, focusing on fundamental credit analysis with a concentration on Latin America and developing risk-adjusted models. Rafael's career began at Moody's Investors Service as an Associate Analyst, progressing to various roles, including Senior Associate at Crédit industriel et commercial (CIC). Rafael holds a Bachelor of Business Administration in Finance from Baruch College, completed in 2015.