Roy Richard is an experienced mortgage professional currently serving as a Loan Officer at Mortgage Solutions Financial since March 2024, with a focus on VA loans that require no credit score and strict adherence to the VA Handbook. Previously, Roy held various positions, including Mortgage Consultant at Cross Country Mortgage, Branch Manager at Mortgage Solutions Financial, Producing Branch Manager at Nations Reliable Lending, and Market Leader at Movement Mortgage. With a commitment to excellent customer service and a diverse range of mortgage products, Roy has contributed to the growth of the mortgage industry in San Antonio. Educational background includes studies at Lubbock Christian University from 1979 to 1983. Additionally, Roy has served as a volunteer at Oak Hills Church and held a leadership role as the former Legislative PAC Chair for the Texas Association of Mortgage Brokers.