For Recent Grads and Borrowers in Good Standing

Comprehensive and personalized analysis of student loan portfolio to determine eligibility for consolidation, income-sensitive repayment, loan cancellation, and loan forgiveness

Assistance in the completion of forms and applications for consolidation and repayment plan selection
On-call availability for troubleshooting bureaucratic problems related to federal loan servicing

For Borrowers Falling Behind on Payments

Comprehensive and personalized analysis of student loan portfolio to determine options for reducing monthly 

payments under federal law
Advice for repayment management and loan prioritization
Assistance in the completion of forms and applications for consolidation, deferment, and forbearance
Direct representation for communications with lenders or servicers
Negotiations for modification of terms for private student loans

For Borrowers in Default or Collections

Detailed, personalized analysis of legal options for bringing loans out of default, with recommendations for a strategy moving forward

Direct representation in communications with collections agencies so you no longer have to deal with them
Protection from harassing, abusive and unfair conduct by debt collectors

Settlement negotiations
Credit report clean-up
Repayment plan negotiations
Prevention or elimination of wage garnishment orders
Prevention or elimination of tax refund intercepts
Analysis of loan cancellation options and assistance with the cancellation/discharge process

Credit

Debt Collection

Education

FinTech

National Student Debt Forgiveness Center

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