Ricardo Crumble is an experienced finance professional with a focus on liquidity risk management and capital markets. Currently serving as Corporate Treasurer at Northern Trust Corporation since February 2017, Ricardo has held multiple senior roles including Global Head of Liquidity and Asset Liability Management. Prior to this, significant positions include Global Head of Liquidity Risk Management at State Street and Executive Director at Ernst & Young. Ricardo's expertise further extends to the Federal Reserve System, where responsibilities included leading treasury capital markets risk supervision and contributing to key regulatory developments. Additional experience encompasses capital markets leadership at American General Finance and senior trading at KeyBank. Academic credentials include an MBA from John Carroll University and a Bachelor's degree in Finance from Cleveland State University.