Nikunj A Modi

Nikunj A Modi is an accomplished professional with extensive experience in the digital wallet and mobile finance domain, currently serving as AVP of the Product Solution Group and Delivery Product Owner at Panamax Inc. since January 2011. Nikunj has a proven track record in leading requirement elicitation with clients, managing product backlog items, and overseeing delivery projects involving mobile money, agency banking, utility bill payments, and security compliance. Former roles include Subject Matter Expert in Digital Payments, Product Architect specializing in application security implementations, Team Lead for mobile-enabled KYC solutions, and Software Developer focusing on BSS telecom components. Nikunj's academic background includes an MSc in Computer Science from Uppsala University and a BSc in Information Technology from Veer Narmad South Gujarat University, complemented by research experience at IMDEA Networks and The University of Göttingen.