Remigiusz Dobija

Remigiusz Dobija, MBA, is an experienced professional with extensive expertise in risk management and digital transformation. Currently serving as Director in the International Retail Risk Management at Raiffeisen Bank International AG since 2011, Remigiusz leads strategic projects focused on digitalizing lending for small and medium-sized enterprises while overseeing loan portfolios and ensuring regulatory compliance. Prior roles include Risk Excellence & Projects Director at Raiffeisen Bank, where critical credit risk governance projects were managed, and Deputy Head of Credit Risk Management at Raiffeisen-Leasing Polska S.A., leading a team and optimizing credit processes. Remigiusz began a career as an Equity Portfolio Manager at the Industrial Development Agency AG, advising on state strategic investments. Academic credentials include a Professional MBA in Digital Transformation and Data Science, blockchain studies, and an M.Sc. in Accounting & Corporate Finance from Koźmiński University.