Santosh Singh, CFA, currently serves as an Investment Consultant at Highland Associates since August 2023, following an extensive tenure at Regions Financial Corporation where Santosh held positions as Assistant Vice President and Vice President since February 2012. Responsibilities at Regions Financial included fair value assessment for commercial and retail loans and strategic collaboration on initiatives such as balance sheet optimization and credit expectations modeling. Prior experience encompasses roles as a Senior System Analyst and System Analyst Lead at the University of Alabama at Birmingham, as well as positions at Rapidigm, Cognizant Technology Solutions, and Tata Steel. Educational qualifications include an Executive MBA in Finance and Strategy from the Indian Institute of Management, Lucknow, an MBA in Finance from the University of Alabama at Birmingham, and a B.Tech in Mechanical Engineering from the Indian Institute of Technology (Banaras Hindu University), Varanasi.