Rafael J. Toledo L.

Rafael J. Toledo L. is an experienced financial and insurance advisor, currently serving as a Personal Insurance Specialist at multiple organizations including National Life Group, Americo Financial Life & Annuity Insurance Co, Mutual of Omaha, F&G, and Security National Life Insurance Company since January 2020. In this role, Rafael provides professional services in finance and personal risk management. Prior to this, Rafael held positions in sales and management, including Executive Director at Ch 20 Express Cargo Inc. and President at Capanaparo, S.A. Rafael holds a Life Insurance License (2-14) from Departamento financiero de la Florida and a Bachelor's degree in Business Administration from Universidad Rafael Belloso Chacín.