Hiba Ibad

Hiba Ibad is a Data and Research Analyst at SHMA Consulting since February 2022. Prior to this role, Hiba worked as a BancaSales Consultant at Efu Life Assurance from July 2019 to October 2019. Hiba holds a Bachelor's degree in Actuarial Science and Risk Management from Karachi University, completed in December 2021.